TERMS OF USE

Acceptance of Terms of Use

By accessing and using this Site, you agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, do not use this Site. If you are under 18 years old, you must obtain permission from your parent or guardian before using this Site.

Serasa Kreatif may revise these Terms of Use at any time without notice to you. This is the current version, as indicated by the "Effective from" date at the top of this page. By continuing to use the Site after changes, you agree that the revised Terms of Use will apply to your subsequent use.

Serasa Kreatif reserves the right to deny access to the Site to any person or entity, or to terminate access, at any time at its sole discretion.

Privacy Notice

Information provided through this Site can be accessed free of charge by users, provided that such information is used only for your personal, non-commercial purposes. Please see our Privacy Notice for information about how we collect and use information on this Site.

General Use Restrictions and Trademarks

You may download and print Content only for your own personal, non-commercial use, and not for republication, redistribution, retransmission, sale, licensing, or other commercial use in any way. "Serasa Kreatif," our logo, name, seal, and emblem are trademarks owned by Serasa Kreatif and may not be used or displayed without prior written permission from Serasa Kreatif.

You may not download or store copies, display, perform, distribute, or modify any content on this Site, in whole or in part, except in the following circumstances ("Exceptions"):

• You may store and display Content on your computer screen, print individual copies of discrete portions of Content only for your own personal, non-commercial use, or for internal educational purposes, provided that you do not alter or remove any copyright or proprietary notices.
• If you are an educator at an educational institution or nonprofit organization, you may distribute URLs and print copies of Content for direct instructional purposes, not for commercial purposes. This use is also limited to making no more than 30 copies of discrete pages of Content.

Except as expressly permitted in the Exceptions or as otherwise set forth on this Site, you are not permitted to copy, reproduce, download, re-upload, transmit, display, transmit, sell, license, or exploit any Content for any purpose without prior written permission from us or any other copyright owner identified on this Site.

Links to Third-Party Websites

Links to and from third-party websites are provided solely for your convenience. If you use these links, you will leave this Site. We have not reviewed all of these third-party sites and do not control and are not responsible for these websites or their content. Therefore, we do not endorse or make any representations about them, or any information, software, or other products found there, or any results that may be obtained from using them.

If you decide to access any of the third-party websites linked from this Site, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

Disclaimer of Warranties

Serasa Kreatif makes no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services, and related graphics contained on this Site for any purpose. To the maximum extent permitted by applicable law, all such information, software, products, services, and related graphics are provided "as is" without warranty or condition of any kind.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SERASA KREATIF AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SERASA KREATIF AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS of DATA OR PROFITS, OR DUE TO BUSINESS INTERRUPTION) ARISING OUT OF THE USE OR INABILITY TO USE THE MATERIALS ON THIS WEBSITE, EVEN IF SERASA KREATIF OR AN AUTHORIZED REPRESENTATIVE OF SERASA KREATIF HAS BEEN ADVISED ORALLY OR IN WRITING OF THE POSSIBILITY OF SUCH DAMAGE.

If your use of materials from this Site results in the need for servicing, repair, or correction of equipment or data, Serasa Kreatif is not responsible for those costs.

Unlawful or Prohibited Activity

As a condition of your use of this Site, you agree that you will not use this Site for any purpose that is unlawful or prohibited by these terms, conditions, notices, or statements. You may use our services only for lawful purposes. You must not use our services in any way that could damage, disable, overburden, or impair our services or interfere with any other party's use of our services.

Governing Law and Dispute Resolution

These Terms of Use and your use of this Site shall be governed by and construed in accordance with the laws of the Republic of Indonesia, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms of Use shall be resolved by arbitration in Jakarta, Indonesia.

Security

If you access this Site, you are responsible for maintaining the confidentiality of your account and password (if any) and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. Serasa Kreatif reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders at its sole discretion.

No Waiver

The failure of Serasa Kreatif to enforce any provision of these Terms of Use shall not be deemed a waiver of such provision or any right. If any provision of these Terms of Use is held by a court to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.